Exterior of Gleniffer Credit Union

Our Story

Gleniffer Credit Union has been part of the community for over 30 years. We believe in people helping people and have delivering an excellent service, supporting the community and listening to our members’ needs.

We make it easy for you to save, promote thrift and give you access to loans at fair and reasonable rates without any hidden set up charges or fees. There’s plenty of benefits to joining Gleniffer Credit Union.


How do I join?

In order to join Gleniffer Credit Union, you need to live or work in Paisley or Linwood covering the postcode areas PA1, PA2 and PA3. You must also be over the age of 18.

To join, come along to the Union at 18 Skye Crescent, Paisley with 2 forms of identification in order to confirm your identity and address. There is a £5 joining fee and thereafter an annual membership fee of £5.

hand putting money into the piggy bank

How does it work?

Once you’ve joined Gleniffer Credit Union, it’s time for you to save. Your savings make up the working capital of the Union.

Once you’ve saved for 12 weeks, you can apply for your first loan up to the value of your shares. After that first loan is paid off, you can apply for a second loan of up to double the amount you have in shares. After the 2nd loan is paid off, you can apply for a third which can be up to three times the value of your shares up to the maximum of £3000.

We charge 1.35% interest per month – an APR of 17.458% on the reducing loan balance. You can borrow for anything that benefits you whether it’s Christmas, for a holiday or to cover some bills.

All borrowing is subject to the t&cs of our insurance policy.